- Liability insurance is mandatory
- Partial comprehensive insurance
- Fully comprehensive insurance
In addition to the mandatory liability insurance, you can further protect your vehicle with partial comprehensive insurance (Teilkasko) or fully comprehensive insurance (Vollkasko).
Additionally, you can enhance your coverage with passenger accident insurance.
Basic insurance (KVG)
Supplementary insurance (VVG)
Alternative medicine insurance
Outpatient insurance
Hospital insurance
Accident insurance
Dental insurance
Daily allowance insurance
- Sigurimi i detyrueshëm i përgjegjësisë civile
- Sigurimi i pjesshëm (Teilkasko)
- Sigurimi i plotë (Vollkasko)
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FULLY COMPREHENSIVE vs. PARTIAL COMPREHENSIVE: Which is the right choice for you?
Few insurances are as useful and offer such great savings potential as vehicle insurance.
In particular, when it comes to comprehensive insurance, the question arises whether fully comprehensive coverage (Vollkasko) makes sense for every vehicle. What about protection against self-inflicted damage?
Important for vehicle insurance
- Lowering the premiums for fully comprehensive insurance (Vollkasko)
- Inclusion of novice drivers in the parents’ insurance
- Discount protection
- Compensation at the vehicle’s replacement value
Claims cases
Glass damage
Damage caused by short circuits and cables
Damage caused by hail, storms, lightning strikes, or flooding
Damage caused by fire and explosions
Frequently Asked Questions (FAQ)
Vehicle insurance is legally required to cover damages you may cause to others. Additionally, supplemental policies like partial and fully comprehensive insurance protect your vehicle from unexpected events such as accidents, theft, or natural disasters.
- Teilkasko deckt Schäden ab, die nicht durch Unfälle verursacht wurden, die Sie selbst verschuldet haben, wie zum Beispiel Feuer, Diebstahl, Sturmschäden oder Glasschäden.
Vollkasko deckt alles ab, was in der Teilkasko enthalten ist, und zusätzlich Schäden, die Sie selbst an Ihrem Fahrzeug verursachen könnten.
Ja, Fahranfänger können in die Versicherung der Eltern oder anderer Familienmitglieder aufgenommen werden, was in der Regel die Kosten im Vergleich zur Erstellung einer eigenen Police senken kann.
Ja, Glasschäden und Kabelschäden sind in der Regel in der Teilkasko- und Vollkaskoversicherung abgedeckt.
