Basic insurance (KVG)
Supplementary insurance (VVG)
Alternative medicine insurance
Outpatient insurance
Hospital insurance
Accident insurance
Dental insurance
Daily allowance insurance
- Outpatient treatment
- Prescription medications
- Emergency treatment abroad
- Insurance for alternative medicine
- Pregnancy care
- Preventive measures
The basic insurance is the same for everyone. To cover various risks based on individual needs, there are supplementary insurances.
How can I save money on basic insurance? Which deductible is best for me? Which health insurance model should I choose?
Find the best solution for you and your family by adjusting the insurance to your needs and budget.
Customized offers just for you.
We always place your needs at the center, taking your financial situation into account. We offer you a complete and affordable solution as a complement to basic insurance.
Thanks to unique and flexible options for selection and customization, you can adjust your insurance coverage to fit your current life situation perfectly.
Ihre Sicherheit, speziell für Sie geschaffen!
Unique benefits for you.
- Freedom to choose your doctor and hospital throughout Switzerland and beyond.
- The option to choose the hospital department before any hospitalization.
- Outpatient and inpatient treatment in case of emergency or by choice, worldwide.
- Contributions for programs that promote health and preventive measures.
As unique as you.
Insurance for outpatient treatments
Hospital insurance
Insurance for alternative medicine
Dental treatment insurance
Frequently Asked Questions (FAQ)
By choosing the right basic insurance model and the appropriate deductible, you can save a lot of money every month.
There are three main models:
Free choice of doctor (the most expensive model)
Telemedicine (the cheapest model)
Family doctor model or group practice model.
No, you can always change basic insurance on January 1st, even if you are receiving treatment. However, this does not apply to supplementary insurance, which requires a health check.
Always on January 1st of the following year, with a notice period of 30 days (the cancellation must be submitted to the company by November 30th, the postmark date does not count).
No, in order to switch basic insurance, all unpaid amounts must be settled by December 31st. This includes both premiums and service bills.
For an adult, the average difference is about 125 CHF per month or 1500 CHF per year. A deductible of 300 CHF is only worthwhile if your treatment or medication costs exceed 1800 CHF per year. For children, the deductible is 10%, up to a maximum of 350 CHF per year.
